Associates

Personal Insurance	Employee Benefits
Laura Milford lmilford@skelton-morris.com	Pam Fleming pfleming@skelton-morris.com
Terry Baker tbaker@skelton-morris.com	Darlington Ridgway dridgway@skelton-morris.com
	Michelle Myers mmyers@skelton-morris.com

Commercial Insurance	Administration
Cindy Osley cosley@skelton-morris.com	Linda Bryant lbryant@skelton-morris.com
Krystal Rowland krowland@skelton-morris.com	Sara Lesseur slesseur@skelton-morris.com
	Sherry Hortman shortman@skelton-morris.com

Toccoa	Partners
Melinda Fulghum mfulghum@skelton-morris.com	Allen Jackson ajackson@skelton-morris.com
Jay Doss jdoss@skelton-morris.com	Billy Kidd bkidd@skelton-morris.com
	Carey Jackson cjackson@skelton-morris.com
	Chip Kidd ckidd@skelton-morris.com
	Jennifer Patterson jpatterson@skelton-morris.com

Personal Insurance